5 basic credit card security tips

5 basic credit card security tips

Ultimately, it is your responsibility to protect your credit card. In the worst case, if it can be proven that you negligently protected your credit card, you could be liable for the costs of fraudulent transactions on your account. if the card is lost. . To avoid this, here are 5 basic credit card security tips:

Never have more cards than you need

While it is always a good idea to have more than one credit card, if you lose it, you should never have more credit cards than you need. The main reason it does is that it becomes more difficult to keep track of what cards you have and where you kept them with more cards than you did.

Always keep a photocopy of your cards

How many times have you been asked what your card number is only to find that you are looking for your card to get the number? Now, what if a card is stolen and you don't have your credit card statement on hand? You have a problem! For this reason, it is always good to have photocopies of your credit cards so that you always know where to find the number in case something unfortunate happens to your card.

Always keep your receipts separate

One of the most important basic credit card security tips that you get is to never keep your credit cards and credit card receipts in one place as you likely won't have them. not lost if you lose your card or if it is stolen. then the receipts have also been lost or stolen. Now you cannot confirm which transactions were and were not yours, or there is no way of knowing which was the last real transaction you made.

Also, never keep an eye on your PIN code with your card - it will only ask for trouble!

Never give your account number to someone you are doing not know

If you've ever been asked to give your credit card details to someone you don't know or who has started a conversation with you (and not vice versa) by phone or email, you should always refuse. In the worst-case scenario, call the card issuer and ask if it is okay for them to release the information or call the applicant. If the researcher is reluctant to accept this, he must ask himself why!

Never leave your account information available to the public

It might seem simple enough to say that you should never allow "public Joe" to view your credit card information, but ask yourself, "How many times have you received a registration form at a postcard publication?" Suppose you fill this out together with your mastercard information out. Suddenly, half the planet has access to your mastercard number, expiration date, and signature!

While the above seems like 5 Basic Credit Card Security Tips That You Already Know, You may be surprised how many or all of them don't follow them!